Seasoned Mortgage Loan Officer dedicated to ethical lending and client success for 16+ years. Navigating market fluctuations with unwavering integrity, I prioritize your financial goals, whether you're a first-time homebuyer or seeking refinance options. Expertise includes New Purchase and Refinance Mortgages, offering a diverse portfolio of loan products: Jumbo, Conventional, FHA, VA, and USDA. Let's achieve your homeownership dreams together.