Grover, MO based loan officer with 30+ years experience helping families achieve their homeownership dreams. Missouri State University graduate and proud USMC Gulf War Veteran. Specializing in Conventional, FHA, and VA loans, plus unique programs like physician loans and zero-downpayment options. Expertise includes first-time buyer programs, HELOCs, commercial, and construction loans. Dedicated to providing exceptional service throughout the entire mortgage process. Available to you and your agent to ensure a smooth and successful closing.