St. Joseph, Missouri: Partner with Michael Holden, a dedicated Mortgage Loan Officer at HNB National Bank, to navigate your home financing journey. Michael specializes in conventional and FHA loans, providing expert guidance from initial application to successful closing. He simplifies the mortgage process, ensuring a smooth and informed experience. Available Monday-Friday, 8 AM to 5 PM, Michael is committed to helping you achieve your homeownership goals. Contact him today to explore your mortgage options.