Experienced Loan Officer (NMLS#274357) with 19 years of expertise, dedicated to providing a seamless mortgage experience. I excel at problem-solving and clear communication, ensuring clients understand the process and required documentation upfront. Known for honesty and accessibility, I prioritize answering calls promptly, even after hours. My commitment to accuracy and realistic assessments has resulted in a five-year record of zero loan denials. Based in Portland, OR, I'm a father and college football enthusiast. Contact me today for personalized mortgage solutions. Note: Quotes are subject to change based on individual circumstances and market fluctuations.