Dedicated loan officer with 20+ years experience guiding individuals and families toward smart mortgage solutions. A US Marine Corps veteran (1993-1997), I transitioned from financial planning at American Express to mortgage lending in 2000, driven by a passion for helping people achieve homeownership. Specializing in both refinance and purchase mortgages, I leverage in-depth financial knowledge to navigate today's complex lending landscape. Partnering with Mortgage Express allows me to offer diverse mortgage programs with streamlined, in-house processing and underwriting, ensuring a superior client experience. Committed to providing exceptional service and finding the right mortgage fit for your unique needs.