Seasoned Mortgage Loan Originator with 35+ years of real estate experience, including 14 years as a Realtor. Dedicated to providing a positive and educational home financing experience. Specializing in purchase and refinance mortgages, I guide borrowers through every step, ensuring a smooth, stress-free closing. Committed to exceptional service, competitive rates, and personalized solutions for first-time homebuyers, dream home purchases, refinancing, and debt consolidation. Let me help you navigate your options and achieve your financial goals with confidence.