Experienced loan officer Michael Kosmides brings a unique perspective to mortgage lending, shaped by years as a real estate investor and successful restaurateur. Inspired by a mentor who exemplified passionate client service, Michael transitioned his entrepreneurial expertise to helping families achieve homeownership. He leverages firsthand experience from all sides of real estate transactions to guide clients through complex financing. Michael specializes in finding solutions, including credit repair strategies, to overcome obstacles and secure approvals. Dedicated to serving his community, Michael resides in Annapolis with his family and is committed to making the dream of homeownership a reality for others.