Sheldon, Iowa's Citizens State Bank introduces Michael Schmalen, your dedicated home financing partner. As a seasoned mortgage professional, Michael expertly navigates individuals and families through every step of the mortgage journey, ensuring a smooth and informed experience. From initial application to final closing, he provides comprehensive guidance and support. Available during standard business hours (9 AM - 5 PM), Michael is committed to delivering exceptional customer service and securing optimal mortgage solutions tailored to your unique needs. Contact Michael today to explore your homeownership possibilities.