**Mortgage Expert | Homeownership Advocate**
With 20+ years in mortgage lending, Michaela leverages her real estate and development background to guide clients toward their financial and homeownership dreams. A consistent Top Producer and former Branch Manager/VP of Operations/COO, she simplifies the mortgage process for first-time buyers, refinancers, and seasoned investors alike. As the daughter of Kiel Mortgage's founders, she understands the profound impact of homeownership. A former Navy wife, Michaela brings personal experience to relocation challenges. When not assisting clients, she enjoys boating with her pilot husband, skiing, and running.