Experienced Mortgage Loan Officer since 1995. Dedicated to providing honest and dependable service, I guide clients through every step of the mortgage process, from initial consultation to closing and beyond. I offer personalized support and encourage open communication. Specializing in purchase and refinance loans for primary residences, second homes, and investment properties. Even with credit challenges, I can help you navigate the path to homeownership. Contact me for expert mortgage solutions tailored to your unique needs.