Bend, Oregon Home Loans: Connect with Michelle Carter at Umpqua Bank. As a dedicated mortgage professional, Michelle expertly navigates clients through every step of the home financing journey. Serving Bend and neighboring communities, she offers comprehensive mortgage lending solutions tailored to your unique needs. Available during standard business hours, 9 AM to 5 PM Pacific Time. Reach out to Michelle today to explore your mortgage possibilities and achieve your homeownership dreams.