Bountiful, UT Loan Officer specializing in mortgages for the self-employed, vacation homes, and government-backed loans (FHA/VA). Expertise includes conforming and jumbo mortgages. Whether you're a first-time buyer, upgrading, downsizing, or seeking a second home, I'll help you secure the ideal mortgage. I provide personalized financial reviews, clear explanations of your options, and proactive communication throughout the entire loan process. My goal is to deliver a seamless and positive home financing experience.