Experienced Mortgage Loan Officer dedicated to providing exceptional service and competitive rates. Idaho State University Business Finance graduate with 25+ years in lending, including credit union, mortgage broker, and finance company experience. Specializing in personalized mortgage solutions at Advantage Plus Federal Credit Union since 2009. Committed to transparent communication and exceeding client expectations. Proven track record of delivering better-than-expected loan terms. Building lasting relationships through honesty, integrity, and a client-first approach. Earning your business and referrals through exceptional service.