**Mortgage Expert | Homeownership Advocate**
Unlock your homeownership dreams with Mike Tozzolo, a seasoned mortgage banker with 17+ years of experience. Mike prioritizes your financial well-being, guiding families to the ideal loan solutions tailored to their unique needs. Specializing in one-time close construction loans and military housing, he offers clear, direct communication throughout the entire process. Partner with a dedicated professional committed to making homeownership accessible. Mike actively supports Frederick Land Trust and Habitat for Humanity.