Mortgage expert specializing in diverse loan solutions for Utah homeowners and investors. Adept at navigating Conventional, Jumbo, VA, USDA, and FHA loans, including niche Portfolio Products and 100% Financing options. Skilled in securing grants and leveraging programs like Fannie Mae's Refi Plus and Streamline 203k. Proven success with purchase, refinance, investment properties, and cash-out debt consolidation. Dedicated to finding the optimal mortgage, including options with no PMI or MIP, tailored to individual financial goals. Utah Housing expertise.