Experienced Bilingual Loan Officer & Branch Manager (32+ years) specializing in mortgage origination. Expert in matching borrowers with optimal home financing solutions, from first-time buyers to veterans. Deep knowledge of diverse loan programs, including down payment assistance (Denver metro area). Committed to building lasting relationships through attentive service and clear communication. Active community member, volunteering with housing authorities and CHCC. Dedicated to ethical lending practices and providing exceptional service "from beginning to end." CA licensed.