Experienced Loan Officer specializing in guiding clients through a seamless home financing journey. With 30 years in mortgage origination, I provide expert advice and clear communication from pre-approval to closing. I offer comprehensive mortgage planning for first-time homebuyers and seasoned investors alike. Expertise includes Conventional, Jumbo, FHA, VA, and Construction loans, plus specialized Renovation financing options. Contact me today for personalized mortgage solutions. WA LIC# MLO-475972 | AZ LIC# 1025883