Seasoned mortgage professional with 25 years guiding Oregonians through the home financing process. Expert in purchase mortgages, including Conventional, VA, and USDA loans with 100% financing options. Dedicated to helping first-time homebuyers achieve their dreams with Oregon Bond programs, competitive rates, and available grants. NMLS# 262337. Guild Mortgage Company NMLS# 3274, Oregon Company License # ML-176. Your trusted partner for navigating the complexities of real estate financing.