Hanover, Maryland Mortgage Expert: Nicholas Holst at M&T Bank. Specializing in conventional and FHA loan origination, Nicholas guides clients through every step, from initial application to successful closing. He leverages his in-depth knowledge of mortgage products to secure optimal financing solutions tailored to individual needs. Available during standard business hours (9 AM - 5 PM) to serve the Hanover community. Contact Nicholas today for personalized mortgage assistance.