Waterloo, Wisconsin, residents seeking mortgage solutions can connect with Nicole Bauer, Loan Officer at Farmers & Merchants State Bank. Nicole expertly guides clients through every step of the home loan process, offering personalized support and a comprehensive range of mortgage options. Dedicated to helping individuals and families achieve their homeownership dreams, Nicole is available during business hours (9 AM - 5 PM) to answer your questions. Contact Nicole Bauer at Farmers & Merchants State Bank in Waterloo, WI, and let her expertise simplify your mortgage journey.