Your dedicated TD Community Mortgage Loan Officer, committed to helping individuals and families achieve homeownership. Specializing in affordable mortgage solutions, I expertly guide first-time homebuyers and diverse clients through every step, leveraging down payment assistance and closing cost programs. With years of experience, I prioritize understanding your unique financial needs, whether you're buying your first home or refinancing. Expect clear communication, personalized service, and a seamless mortgage experience. My goal is to exceed expectations and earn your referral.