**Loan Officer | Home Financing Expert**
Unlock your homeownership dreams with Patrick Croft, a seasoned mortgage professional since 2006. Specializing in diverse loan options including VA, FHA, USDA, and conventional financing for purchase, refinance, renovation, and construction. Expertise includes 100% financing options, first-time homebuyers, condos (warrantable/non-warrantable), jumbo loans (up to $4M), asset depletion loans, and programs for hobby farms and borrowers with credit challenges.
Patrick at Bank of England, offers personalized, educational consultations to understand your unique financial situation and goals. He provides transparent communication and tailored solutions to ensure a smooth and informed mortgage experience. A Wake Forest University graduate and active community member in Daphne, AL.