Frederick County native and seasoned loan officer, Patrick, brings 12+ years of experience securing mortgages for clients across Maryland, Virginia, West Virginia, and Pennsylvania. He leverages deep local knowledge and a comprehensive understanding of diverse loan programs, including Conventional, VA, FHA, USDA, and construction loans, to tailor financing solutions to individual needs. Whether you're a first-time homebuyer, seeking a refinance, or building your dream home, Patrick provides expert guidance to navigate the lending process seamlessly. He is adept at helping homeowners explore options like HARP.