Mortgage expert with 18 years guiding homebuyers through the loan process. Specializing in purchase mortgages, I empower first-time buyers with tailored solutions. Offering expertise in FHA, VA, Conventional, USDA, and FHA 203K renovation loans. Unlock your homeownership potential with a complimentary credit analysis and personalized strategies to improve your score. Explore FHA options with just 3.5% down and credit scores starting at 580. Let's make your dream home a reality.