**Florence, KY Home Loan Expert | Phil [Last Name]**
With 25 years as a Senior Home Lending Advisor, Phil helps Florence, KY clients achieve their homeownership dreams. Specializing in fixed and adjustable-rate mortgages, first-time buyer programs, conforming loans, and jumbo mortgages, Phil provides tailored solutions for every need.
Whether you're buying your first home, upgrading, downsizing, or investing in a second property, Phil offers expert guidance. He'll analyze your financial situation, explain your mortgage options clearly, and ensure a smooth, positive lending experience from start to finish. Contact Phil today for personalized mortgage advice.