Licensed Loan Officer (AZ, OR, WA, CA, FL, UT, GA, TX) dedicated to providing exceptional mortgage solutions. I leverage strong communication and organizational skills to guide clients through the home buying or refinancing process seamlessly. A proactive problem-solver and quick learner, I'm committed to exceeding expectations and building lasting relationships. Apply online today for personalized service and expert guidance: https://online.cardinalfinancial.com/#/p/apply/rachelward