Jacksonville, FL Loan Originator (NMLS: 994973) with 20+ years of experience in mortgage financing and real estate. I guide clients through every step, from application to closing, ensuring a smooth and transparent process. My extensive background in underwriting, processing, and closing provides a deep understanding of available loan programs, allowing me to tailor solutions to each client's unique needs. I'm dedicated to providing exceptional service and helping homebuyers and homeowners achieve their dreams in the Jacksonville market.