Somerville, MA Home Lending Advisor with 9 years experience. Rafaela specializes in mortgages for first-time buyers, self-employed individuals, and vacation homes. Offering both fixed and adjustable-rate options, she guides clients through pre-qualification and the entire loan process. Rafaela provides personalized financial reviews to identify the best mortgage solutions for your unique needs, whether you're upsizing, downsizing, or buying your first home. Expect clear communication and expert guidance for a smooth, positive home buying experience.