California Licensed Broker (DRE #01452367) since 2005, offering deep expertise in business purpose lending. My background includes managing a branch for a leading sub-prime lender, navigating short sales, and successfully executing BRRRR flips. I transitioned to commercial development across the SF Bay Area, handling raw land entitlements, subdivisions, and large commercial projects. This diverse experience provides a unique perspective on lending, specializing in DSCR and Alt-income loans (bank statement, P&L, or 1099) to help investors and entrepreneurs achieve their goals.