**Experienced Loan Officer | Building Financial Legacies**
Randy Cullen leverages decades of lending expertise to guide borrowers through today's complex housing market. Starting his career in the 1990s, Randy's passion for helping people achieve their financial dreams has driven him to assist countless individuals and mentor lending professionals. As a leader of the Cullen Guarrero Team, alongside partner Carrie Guarrero, he provides exceptional service and empowers both borrowers and colleagues to thrive. Beyond the office, Randy cherishes time with his family.