**Mortgage Expert - Ray Perhus**
With 25+ years of mortgage industry experience, Ray helps clients achieve their homeownership dreams, from first-time buyers to experienced investors. Specializing in both existing property loans and new construction financing, Ray provides tailored solutions for every need. Find your dream home with expert guidance.
Contact Ray today: 701.361.3324 (cell), 701.364.2270 (direct), or ray.perhus@visionbanks.com. NMLS #181396. Home Mortgage Financing.