**Reg Gustin: Your Dedicated Mortgage Advisor**
With Waterstone Mortgage, Reg Gustin brings almost 25 years of expertise to guide you through every step of the homebuying journey. Specializing in first-time homebuyers, Reg expertly navigates VA, FHA, conventional, and jumbo loans, ensuring on-time closings. He empowers clients, even those with credit challenges, to achieve homeownership, offering personalized strategies for improvement and better rates. Reg excels in low and no down payment options. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813J040.