Mortgage expert since 2002, dedicated to helping families achieve their homeownership dreams. Specializing in first-time homebuyer, vacation home, investment property, and refinance solutions. I guide clients through the largest financial decision of their lives with clarity and confidence, ensuring a comfortable and informed experience. Proven track record built on referrals and lasting relationships. Branch Manager in Bend, Oregon, since 2013, serving the Central Oregon community. Let's make your property dreams a reality.