Experienced mortgage professional dedicated to providing personalized home financing solutions. I guide clients through a smooth loan process, prioritizing their best interests and financial well-being. Specializing in first-time homebuyers, refinancing, and dream home upgrades. Offering competitive rates, fast approvals, and free pre-qualifications. Local expertise ensures on-time closings. Diverse loan options include FHA, Conventional, ARMs, Section 184, USDA, and VA loans. Ask about our Lock and Build program with extended rate locks for new construction. Let's find the perfect mortgage for your needs.