Mortgage expert Richard helps clients navigate the complexities of home financing with confidence. He understands buying or refinancing a home is a major financial milestone and provides personalized guidance every step of the way. Richard's extensive mortgage lending experience allows him to assist first-time homebuyers, those seeking new homes, and individuals exploring refinancing. He specializes in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, striving to secure the ideal mortgage solution tailored to each client's unique needs. Let Richard empower you to make informed decisions and achieve your homeownership goals.