Rick Cuthbert, Reverse Mortgage Specialist at Academy Mortgage. With 35+ years of mortgage experience and over 5,000 loans funded, I specialize in helping senior homeowners achieve financial security in retirement. I understand the unique needs of retirees and offer tailored reverse mortgage solutions for debt consolidation, increased cash flow, home improvements, and more. My background includes a BA in Psychology (BIOLA), an MBA (Pepperdine), and real-world expertise. Let's explore how a reverse mortgage can benefit you. Contact me today for a consultation.