Carmel, IN mortgage expert Rick Ripma, Your Hard Working Mortgage Guy at Advisors Mortgage Group, brings over 20 years of experience to your home financing needs. As a local branch operator of this multi-state mortgage banker, Rick and his Hard Working Mortgage Team offer personalized service and a wide range of loan options. Specializing in refinance, purchase, first-time homebuyer programs, renovation loans, reverse mortgages, and debt consolidation, we are fully licensed to guide you through every step. Contact us at 317-215-7600 to explore your mortgage possibilities.