Ricky Totten, Mortgage Loan Officer at Forcht Bank in Louisville, KY. With 7 years of experience, I'm dedicated to helping you find the perfect home loan solution. As a nationally chartered bank, we offer a diverse portfolio of mortgage products, including fixed-rate, adjustable-rate, VA, FHA, and USDA loans. Let me guide you through the process and secure the best possible rate. Contact me today for your personalized application and quote.