**Mortgage Loan Officer - Direct Lender**
Universal Mortgage & Finance offers streamlined home financing with in-house underwriting, processing, and closing, ensuring a faster, smoother experience. Located in Edgewater, Maryland, we're a direct lender, not a broker, giving us greater control and efficiency.
Whether you're a first-time buyer, upgrading, or seeking a refinance, we have loan programs tailored to your unique needs. Benefit from competitive rates and personalized service throughout your homeownership journey. Contact us today to explore your mortgage options.