Mortgage Expert Robert Gallagher (NMLSR #193450) leverages 24 years of experience to craft tailored mortgage solutions. Specializing in first-time homebuyers, move-up buyers, and refinances, Rob prioritizes understanding each client's unique goals. He excels at clear communication, presenting all available options and setting realistic expectations upfront. Rob proactively addresses potential challenges, ensuring a seamless and surprise-free loan process from application to closing. Count on Rob for exceptional customer service and a smooth mortgage experience.