Experienced Loan Officer specializing in first-time homebuyers and creative financing solutions across multiple states (NV, IL, FL, TX, OR). I excel at structuring deals with minimal closing costs and eliminating PMI, maximizing your monthly savings. Licensed in five states, my branch is a leader in refinancing and reverse mortgages. I find solutions where others don't, catering to diverse financial situations. Benefit from low rates due to our lean operational structure. Gain exclusive access to pre-market bank-owned homes through my Realtor network, providing a significant advantage in finding your dream home. Pre-approval required for access. Contact me today for personalized loan options and expert guidance. Refinance or purchase, I'm here to help.