Guntersville, Alabama: Connect with Robert Curtis, your dedicated Mortgage Loan Officer at CITIZENS BANK & TRUST. Specializing in conventional and FHA loans, Robert expertly guides you through the mortgage application process, making homeownership dreams a reality. Serving Guntersville and the surrounding areas, Robert is available from 9 AM to 5 PM to answer your questions and secure the right loan for your needs. Contact Robert today for personalized mortgage solutions.