Seasoned Mortgage Loan Officer dedicated to simplifying home financing since 2013. Bob joined Refined Lending in 2018, bringing extensive financial expertise to guide borrowers through a seamless mortgage experience. A University of St. Thomas graduate deeply rooted in the community, Bob offers personalized service and a comprehensive understanding of local market trends. Previously a Financial Consultant with advanced insurance and investment designations, he provides well-rounded financial insights. Offering diverse loan programs including Conventional, FHA, USDA, VA, Portfolio, and Construction loans. Contact Bob today to achieve your homeownership goals.