Experienced mortgage professional with 20 years guiding clients through home financing. Since 2002, I've held diverse roles from lender to brokerage owner, gaining deep industry insight. I'm passionate about providing clear, honest advice for safe and sensible home purchase and refinance solutions. My commitment to transparent communication ensures a smooth loan process, exceeding expectations. Referral-based business reflects client satisfaction. Partnering with top realtors and title professionals, I offer a seamless, comprehensive home buying experience. Contact me today for expert mortgage guidance.