Experienced Mortgage Loan Officer (19 years) specializing in Purchase and Refinance loans. I offer diverse mortgage options: Conventional, FHA, USDA/RD, VA, Investment properties, and alternative financing solutions. As a broker, I work for you, not the lender, providing access to multiple lenders and customized solutions. I navigate complex situations and find opportunities others miss. Let me help you achieve your homeownership goals, even if you've faced previous denials.