Experienced HECM Specialist at FirstBank. Bob Totten brings 10 years of reverse mortgage expertise and 25 years in financial technology to help homeowners leverage their home equity. Specializing in FHA and HUD's HECM program, Bob excels at navigating complex cases and securing approvals where others fail. Proven success working with Connecticut's Department of Aging and local municipalities, assisting clients previously denied reverse mortgages. Bob also partners with credit unions and banks, enabling them to offer HECM solutions to their members and clients. Contact Bob for expert HECM guidance.