Seasoned Loan Officer with 19+ years of mortgage expertise and 4 years of appraisal insight. Robert specializes in guiding clients through diverse loan options, including FHA, VA, Jumbo, Conventional, MHP, and construction loans. Whether you're a first-time homebuyer or a seasoned investor, Robert streamlines the purchase or refinance process for a smooth, efficient experience. Proven track record of success in helping clients achieve their homeownership goals.