Seasoned Loan Production Manager with 20+ years in real estate and mortgage lending. Roberta Berthold leverages her background as co-owner of Berthold Construction & Developments to provide unique insights. Formerly at Countrywide Home Loans, she excelled in team management and training. Since 2003 at GEM Mortgage, Roberta established the Community Lending Division, building a high-performing team. A consistent Chairman's Circle Award winner, she specializes in first-time homebuyers, government (FHA/VA) and Jumbo loans, offering expertise across all residential loan types.