Seasoned Mortgage Loan Officer with 19 years of experience. My background as a Loan Processor and Underwriter provides a comprehensive understanding of the mortgage process, ensuring a smooth and informed experience for my clients. I specialize in guiding first-time homebuyers, offering expert advice and personalized solutions. Passionate about educating the community, I regularly conduct First-Time Homebuyer seminars, demystifying loan programs and down payment assistance options. Let's connect and empower you with the knowledge to achieve your homeownership dreams.