Mortgage expert with 28+ years experience crafting tailored loan solutions nationwide. Specializing in first-time and seasoned homebuyers, I offer Conventional, FHA/VA, USDA, and Jumbo loans, including unique options like land, doctor, and construction loans. I also offer 100% financing on professional programs up to $750,000 with no mortgage insurance. My wholesale and retail mortgage banking background ensures you understand your options and secure the best program for your needs. Purchase and refinance expertise across all states. Pre-qualifications within 24 hours. Contact me at 303 332 2157 (cell) or 303 584 8840 (office).